The 85% Theory

I finished reading Ramit Sethi's I Will Teach You To Be Rich in Colombia (his blog | Amazon). I really recommend the book for its core demographics: the 20-somethings who aren't completely sure what they're doing with their money.

The thing I love most about Ramit's book is his 85% theory in that, he recommends doing something - anything in the right direction - is far better than to do nothing at all while you research things to its death. Basically, it's a solution for those who are often struck with analysis paralysis. His plans may not be perfect, but at least they'll motivate you to start saving and automating. 85% is a lot better than 0%. (;